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Linda Gardner
Housing Director
Housing & Community Development Department

Mortgage Credit Certificate Program


Participating Lenders

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If you are a first time homebuyer interested in applying for a Mortgage Credit Certificate please contact one of the Participating Lenders listed below. Work with them to complete your application. The Participating Lender will then submit the application on your behalf to the Alameda County Housing and Community Development Department. Thank you.


The following documents are provided in Portable Document Format (PDF) and require the free Adobe Reader.




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